Category: Retirement
Free IRS Resources Help Employers Choose and Maintain Retirement Plans
Providing retirement benefits is a good way to attract and keep top talent in your company. In addition, business owners receive a tax break because contributions to a retirement plan are generally deductible.
Golden Opportunity for Portfolio Diversification
In this unsettled market environment, many investors are considering ways to diversify their portfolios further.
Before You Claim, Know the Facts
One of the most important retirement-related decisions a person will make is when to claim Social Security benefits.
The Help You Need to Shape Your Financial Future
According to a new study, 54 percent of 44 to 49 year olds are feeling totally unprepared for retirement. They also feel a strong need to take more control of their financial future, attain more financial security and reduce their financial vulnerability.
Secure Your Retirement with 5 Easy Steps
In helping Americans refocus on retirement planning, sometimes returning to the most fundamental truths is the best route.
Maximizing Your Nest Egg and Making it Last
Income annuities benefit from an insurer’s pooling of risks with other annuitants to allow you to maximize what’s left of your nest egg and ensure your savings last a lifetime.
Steps for Catching Up with Old 401(K)s
Having accounts in more than one place can make keeping tabs more difficult. Rolling over your balances into one account helps to ensure you can properly track and manage your savings to help you pursue your retirement goals.
Recipe For Retirement: Mix Savings & Work, Bake as Long as Possible
Planning for retirement is like baking a cake. The financial plan is the recipe, your savings vehicles are the ingredients and time is your oven.
IRAs are Vital to Your Future Financial Health
If you can’t afford to contribute to both a traditional IRA and a Roth IRA, many financial advisors recommend choosing the latter option, as Roth IRAs allow you to fund your retirement without paying extra taxes.
Grow Your Nest Egg by Knowing Your Financial Personality
More than 90 percent of people aged 44 to 75 feel the United States is facing a retirement crisis, yet most have a limited understanding of how much money they’ll need and fear they’ll outlive their income.
Social Security & America’s Retirement Future
For nearly 25 years, the Social Security program took in more than it paid out and the reserves grew beyond even the most optimistic projections.
A Primer for IRA Rollovers & Transfers
An added benefit to finding a new job is that it can present an opportunity to rethink your retirement strategy and review the performance of your existing retirement funds.
Are You Paying for Somebody Else’s Retirement?
According to new studies, a good portion of every American’s paycheck will soon be used to fund somebody else’s retirement.
What’s the Difference Between Bonds & Bond Funds?
Learning more about the differences between bonds—and the risks involved—can help you decide which is right for you.
Live Longer Without Outliving Your Retirement
With Americans living longer—and therefore facing many additional years in active retirement — financial planning has never been more critical.
Protecting Tomorrow’s Nest Egg – Preparing for the Future
With limited resources and banks not lending, more Americans have no alternative but to borrow from retirement savings.
When Should You Take Social Security?
What should I consider in deciding when to take Social Security? Waiting to claim benefits can bring the greatest financial security to a retiree over the long term.
